Financial illiteracy is the number one economic crisis worldwide. Our school system does not teach money management. What we learn about money is what we were taught by watching and hearing as children. Our parents learn from their parents, and so the circle continues. Many people understand how money works and can manage it and do an excellent job. Many people’s behaviors get in the way of handling money, and they need help to understand why it happens.  We need to understand our relationship with money to manage our money. Laura Henry-Pugh’s book, “Family Financial Freedom: A Beginners Guide to Money Management,” will help become more aware of your relationship with money and how to begin taking simple steps to manage your money instead of it managing you.